Is my salary data safe?

Yes. The validator runs entirely in your browser no upload, no server, no logging. Open the network tab while you use it and you'll see nothing leaving the page.

Salary Information File the standardized format Omani banks use under the Wage Protection System (WPS) to process monthly payroll. It's typically a CSV or tab-separated file with 16 fields per employee.

What are the 16 fields in an Oman SIF file?

Salary Year, Salary Month, Employee ID Type (C for Civil ID or P for Passport), Employee ID, Employee Name, Bank Code, Account Number/IBAN, Salary Frequency (M/B), Working Days, Net Salary, Basic Salary, Extra Hours, Extra Income, Deductions, Social Security Deductions, and Notes. Every row must have exactly 16 fields separated by commas or tabs.

What is the IBAN format for Omani banks?

An Omani IBAN is always 23 characters: 'OM' + 2 check digits + 3-digit bank code + 16-digit account number. Ujoor verifies length, checksum, and recognizes all 22 Omani bank codes no manual lookup needed.

What if my file has an invalid Civil ID number?

Omani Civil IDs are typically 7–9 numeric digits with no leading zeros. Ujoor flags IDs with leading zeros, non-numeric characters, unusual lengths, or duplicates across rows each error points to the exact row so you can correct it before the bank does.

Why does my SIF file need UTF-8 encoding?

Arabic employee names and special characters require UTF-8 so the bank can read them correctly. If the file uses a different encoding (like ANSI or Windows-1256), Ujoor stops validation and tells you to re-save as UTF-8. Most Omani banks mandate UTF-8 anyway.

My file uses tabs instead of commas will that work?

Yes. Ujoor auto-detects commas or tabs, and accepts .csv or .txt. UTF-8 encoding is required (most banks mandate it anyway).

Can I validate bi-weekly salary files?

Yes. Ujoor supports both Monthly (M) and Bi-weekly (B) salary frequencies. The same file cannot mix both all rows must share one frequency. Ujoor flags any mixed-frequency file before you upload it.

Which banks does it support?

All banks that follow the Central Bank of Oman's SIF v4.1 spec. The validator checks your file against that specification, not against any single bank's proprietary quirks.

Does Ujoor work with Bank Muscat, NBO, Bank Dhofar, and Sohar International?

Yes. Ujoor validates against the Central Bank of Oman's SIF v4.1 specification, which every licensed bank follows Bank Muscat, NBO, Bank Dhofar, Sohar International, Oman Arab Bank, Ahli Bank, Bank Nizwa, Meethaq, Maisarah, Al Hilal, and all other 22 banks operating in Oman.

How is the Social Protection Fund (SPF) deduction calculated?

For Omani employees, SPF is 8% of gross salary, capped at a maximum of OMR 240 per month (8% of the OMR 3,000 salary cap). Expatriates contribute at different rates. Ujoor flags any row where the Social Security Deduction doesn't match the standard rate.

What is the minimum wage for Omani nationals in WPS files?

The minimum wage for full-time Omani nationals is OMR 325 per month. Ujoor warns you when a row falls below this so you can confirm the employee is part-time, on unpaid leave, or had deductions that explain the shortfall.

Is there a maximum deduction limit in Omani payroll?

Yes. Oman Labour Law caps deductions at 50% of an employee's gross pay. Ujoor warns when deductions exceed that limit a common cause of bank rejection and a potential labour-law violation. Add a note in the Notes field explaining the deduction if it's justified.

How do I fix a rejected SIF file?

Open the file in Ujoor and every rejection reason appears inline with the exact row, field, and rule. Fix each issue in place, then download a clean file. Most common causes: invalid IBAN, duplicate employee IDs, non-UTF-8 encoding, and salary math mismatches.

The validator stays free. Paid features (payroll generation, direct bank submission) are coming later they'll be optional and separate.

الرئيسية/البنوك/البنك العربي العُماني

البنوك

البنك العربي العُماني

يقبل البنك العربي العُماني ملفات SIF لنظام حماية الأجور برمز البنك OMABOMRU وأرقام آيبان تتضمن الرمز 060. يتحقق أجور من ملفك وفق مواصفات SIF v4.1 للبنك المركزي العُماني داخل المتصفح تُعالج المشاكل فورًا وتُنزّل ملفًا يقبله البنك من أول محاولة.

بادئة الآيبان: OM__060

كيفية رفع ملف SIF إلى البنك العربي العُماني

صدّر ملف SIF بترميز UTF-8 بصيغة .csv أو .txt من نظام الرواتب.
اسحب الملف إلى أجور التحقق يتم محليًا وبخصوصية.
عالج الصفوف المُعلَّمة في مكانها وأعد التحقق حتى يصبح الملخص نظيفًا.
حمِّل ملف SIF المُعتمد.
ادخل إلى خدمات الشركات للبنك العربي العُماني وافتح شاشة رفع رواتب WPS.
ارفع الملف، أكِّد مجاميع الدفعة، ثم اعتمد الصرف.

أسباب شائعة لرفض البنك العربي العُماني للملف

كتابة رمز البنك OMANOMRU أو OMABOMRX بدلًا من OMABOMRU الصحيح.
آيبان بدون الرمز 060 بعد ترحيل الرواتب من مزوّد قديم.
تكرار أرقام موظفين لأن الشخص نفسه له صف راتب شهري وصف بدل منفصل.
ترك سنة الراتب برقمين (25) بدلًا من أربعة أرقام (2025).
تسجيل ساعات إضافية مع ترك الإيراد الإضافي = 0، ما يسبّب عدم تطابق بين الحقول.

دقّق ملف SIF الآن

أفلت ملفك. شاهد كل مشكلة في مكانها. صحِّحها ونزِّل ملفًا نظيفًا كلها في متصفحك.

جرّب المدقّق